Top 4 Reasons to Use a Visa Prepaid Card for Your Holiday Abroad

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Cash is no longer king.  It is increasingly recommended to those traveling abroad to opt for a Visa prepaid card instead of cash for their spending needs. Prepaid cards are a safer and cheaper alternative to cash or traditional credit and debit cards.

Here are some of the top reasons why you should use a Visa prepaid card on your foreign holiday:

Wide Acceptance

Visa prepaid cards are accepted worldwide and can be used at all the same places where traditional credit and debit cards are accepted.  In addition to being accepted in stores and restaurants, prepaid cards can also be used for online purchases, such airline or train tickets, and also to withdraw cash from ATM machines. Visit to learn more about this.

Safe to Carry

Using a prepaid card for holiday can dramatically reduce the risk of losing cash due to theft or a misplaced wallet. If you do find your card lost or stolen, you can contact your prepaid card service provider to have your prepaid card account immediately blocked, protecting it from any potential damage.  To further its security, Visa prepaid cards are also protected with the PIN and chip security system.  As an added safety measure, it is advised that you keep your Visa prepaid card separate from your identification (such as passport or national ID)when you are traveling.

Reduce Overspending

Going on holiday often leads to overspending, especially when your primary payment method is cash or credit card. Carrying around a large amount of cash is not only unsafe, it also makes it more difficult to keep track of how much you’re spending. And because traditional credit cards are linked to a line of credit, they can also lead to overspending.

If you use a Visa prepaid card, you will never spend more than what you have loaded on the card. Once your prepaid card balance is exhausted, any additional transactions will be denied.  You will have to reload your card to continue spending. This feature can be incredibly helpful for those who want to stay within a particular budget whilst traveling.

No Credit Risk

Your credit score can directly affect whether or not you can get a loan or mortgage in the future, so it is important that it is well protected.  However, when you’re on holiday abroad, you may want to make a big purchase – a Visa Prepaid Card can help.  Using a prepaid card instead of credit card will help mitigate any risk to your credit score, as it will not be linked to either your personal account nor your line of credit.  This way, you can make a purchase of any size without worrying that it will be reported to credit bureaus. This can even be considered as an “off credit radar” strategy.

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Maggie Anderson
Driving Instructor at Maggies Wheels
Hi Im Maggie and this is my Blog. Ive wanted to write a blog for, well, pretty much ages so here it is. Its just a few of the things I have picked up on my travels. I have 4 kids (yes 4) and Im married to Ian. Please leave a comment on my posts if you like what you see (or don't) and thanks for listening.